Fabulous Credit Cards with Cash Back

Happy New Year fabulous people! Make a New Years resolutions to start maximizing your net income this year. If you are currently writing checks or using your debit card to pay your bills, it is not benefiting you in any way. My two favorite credit cards are Discovercard and Chase Rewards Visa. Discovercard has 5% cash back options such as gas, groceries, travel, fashion and restaurants. Right now you can get 5% cash back on travel through March 2010 on up to $800. I know everyone does not take Discovercard which is why I also use Chase Rewards Visa. They offer 3% cash back on groceries, gas, fast food, gym memberships, salons and 1% cash back on all other purchases. Once you reach $200 in rewards you can cash them in for a $250 check from Chase. Don't get me wrong, credit cards can be bad if you are spending more than you make or if you can't pay the entire balance at the end of each month. If you are unable to control your spending, a credit card may not be the best option for you. If you can control your spending, don't miss out on this fabulous tax free benefit.